Rosa Zachrul Phonna, Sapna Biby, Mohd Heikal, Rahmaniar. THE EFFECT OF CONVENIENCE, PROMOTION AND BENEFITS ON THE DECISION TO USE A DIGITAL PAYMENT SYSTEM IN GENERATION Y IN LHOKSEUMAWE CITY. JARUDA [Internet]. 2023 Jan. 27 [cited 2024 Oct. 5];1(3):286-95. Available from: https://jaruda.org/index.php/go/article/view/46