Yuyun Wahyuni, Rico Nur Ilham, Muttaqien and Ristati 2025. THE EFFECT OF RISK BASED CAPITAL, CLAIMS EXPENSE AND PREMIUM INCOME ON THE PROFIT OF CONVENTIONAL INSURANCE COMPANIES LISTED ON THE INDONESIA STOCK EXCHANGE IN 2019-2023. Journal of Accounting Research, Utility Finance and Digital Assets. 4, 1 (Jul. 2025). DOI:https://doi.org/10.54443/jaruda.v4i1.252.