Mudasir Ahmad Sofi, Irshad Ahmad Reshi, and Dr. T. Sudha. 2023. “HOW PSYCHOLOGICAL FACTORS INFLUENCE ECONOMIC DECISION-MAKING, AND THE IMPLICATIONS FOR POLICY”. Journal of Accounting Research, Utility Finance and Digital Assets 1 (4):370-75. https://doi.org/10.54443/jaruda.v1i4.57.