EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, OPERATING EXPENSES AND OPERATIONAL INCOME ON PROFITABILITY  AT PT. BANK ACEH SYARIAH

Aldy Syafrizal; Rico Nur Ilham; Darmawati Muchtar; Wardhiah

doi:10.54443/jaruda.v1i4.51

Authors

Aldy Syafrizal Student at Department of Management, Faculty of Economic and Business Universitas Malikussaleh
Rico Nur Ilham Faculty of Economic and Business Universitas Malikussaleh
Darmawati Muchtar Faculty of Economic and Business Universitas Malikussaleh
Wardhiah Faculty of Economic and Business Universitas Malikussaleh

DOI:

https://doi.org/10.54443/jaruda.v1i4.51

Keywords:

Capital Adequacy Ratio, Non Performing Financing, Return On Assets

Abstract

This study aims to analyze the effect of Capital Adequacy Ratio, Non Performing Financing, Financing To Deposit Ratio and Operating Expenses and Operating Income on profitability at PT. Sharia Aceh Bank. Where in this study profitability is seen from the return on assets (ROA). This study uses a quantitative method using the Autoregressive Distributed Lag (ARDL) approach. This study uses time series data or time series data where this research was conducted during the period 2012 to 2021. The results of this study indicate that the Capital Adequacy Ratio partially has no effect, Non Performing Financing partially has a positive and significant effect, Financing To Deposit Ratio partially has an effect negative and significant,

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